- Charge Offs, collections, 30 day lates, 60 day lates.
- Most banks require a minimum 620 credit score and 12 months mortgage history with no lates.
- Mortgage Lates on Your Credit Report The Wall Street vultures descend on you.
- Sold in three sizes and water-resistant, Too Lates come in all the bright colors of Kool-Aid, with new shades appearing every season.
- Chaka Khan, the queen of '70s disco music, has her own line of chocolates ( excuse us, Chaka- lates ).
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