I'd already paid by EFTPOS and didn't have 10c for the plastic bag so had to break a $20 bill.With EFTPOS the money is wired directly into the retailer's account, and the shopper does not need cash on hand, credit cards, or a check book to make a purchase.EFTPOS is a system for deducting the cost of a purchase direct from the customer's bank, building-society, or credit-card account by means of a computer link using the telephone network.