mends — to make (something broken, worn, torn, or otherwise damaged) whole, sound, or usable by repairing: to mend old clothes; to mend a broken toy.
aids — AIDS is a disease which destroys the natural system of protection that the body has against other diseases. AIDS is an abbreviation for 'acquired immune deficiency syndrome'.
answers — a spoken or written reply or response to a question, request, letter, etc.: He sent an answer to my letter promptly.
replies — to make answer in words or writing; answer; respond: to reply to a question.
noun charges
benefits — The benefits of a life or medical insurance policy are the money that it pays out.